Franklin

MLA

Bernier, Gilles, and Anne E Kleffner. The 1980 Change From Fixed to Variable Rate Policy Loans : the Effect On Life Insurance Stock Values. [Philadelphia, Pa.]: Center for Research on Risk and Insurance, Wharton School of the University of Pennsylvania, 1989.

APA

Bernier, G., & Kleffner, A. E. (1989). The 1980 change from fixed to variable rate policy loans : the effect on life insurance stock values. [Philadelphia, Pa.]: Center for Research on Risk and Insurance, Wharton School of the University of Pennsylvania.

Chicago

Bernier, Gilles., and Anne E Kleffner. The 1980 Change From Fixed to Variable Rate Policy Loans: The Effect On Life Insurance Stock Values. [Philadelphia, Pa.]: Center for Research on Risk and Insurance, Wharton School of the University of Pennsylvania, 1989.