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Bank Efficiency in Sub-Saharan African Middle Income Countries [electronic resource] Chen, Chuling.

Author/Creator:
Chen, Chuling.
Publication:
Washington, D.C. : International Monetary Fund, 2009.
Format/Description:
Government document
Book
1 online resource (34 p.)
Series:
IMF eLibrary
IMF Working Papers; Working Paper No. 09/14.
IMF Working Papers; Working Paper No. 09/14
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Local subjects:
Bank activities. (search)
Bank classification. (search)
Bank competition. (search)
Bank deposit. (search)
Bank deposits. (search)
Bank entry. (search)
Bank operations. (search)
Bank ownership. (search)
Bank performance. (search)
Bank policy. (search)
Bank profitability. (search)
Bank ratings. (search)
Bank reform. (search)
Bank regulation. (search)
Bank regulations. (search)
Bank risk. (search)
Banking. (search)
Banking activities. (search)
Banking institutions. (search)
Banking market. (search)
Banking sector. (search)
Banking sector efficiency. (search)
Banking sectors. (search)
Banking service. (search)
Banking service quality. (search)
Banking system. (search)
Banking systems. (search)
Bankruptcy law. (search)
Banks. (search)
Correlation. (search)
Correlations. (search)
Data envelopment analysis. (search)
Developing countries. (search)
Econometrics. (search)
Economic conditions. (search)
Equation. (search)
Equations. (search)
Exponential distribution. (search)
Income statement. (search)
Interest expense. (search)
Logarithm. (search)
Macroeconomic stability. (search)
Measurement errors. (search)
Minimization. (search)
Net interest margin. (search)
Normal distribution. (search)
Optimization. (search)
Profits. (search)
Random error. (search)
Significance level. (search)
Standard deviation. (search)
Standard error. (search)
Statistic. (search)
Statistics. (search)
Survey. (search)
South Africa. (search)
Summary:
We use bank level data to study the efficiency of banks in Sub-Saharan African middle-income countries and provide possible explanations for the difference in the efficiency levels of banks. We find that banks, on average, could save 20-30 percent of their total costs if they were operating efficiently, and that foreign banks are more efficient than public banks and domestic private banks. Among the factors that could affect the efficiency levels are macroeconomic stability, depth of financial development, the degree of market competition, strong legal rights and contract laws, and better governance, including political stability and government effectiveness. Our findings point to the importance of policies that aim to build stronger institutions, promote more competition, and improve governance.
Notes:
Description based on print version record.
Contributor:
Chen, Chuling.
Other format:
Print Version:
ISBN:
1451871619:
9781451871616
ISSN:
1018-5941
Publisher Number:
10.5089/9781451871616.001
Access Restriction:
Restricted for use by site license.