Deal with your debt : the right way to manage your bills and pay off what you owe / Liz Pulliam Weston. [electronic resource]
- 1st edition
- Upper Saddle River, NJ : Pearson Prentice Hall, c2006.
1 online resource (xviii, 214 p. )
- Consumer credit.
- Electronic books.
- System Details:
- text file
- Most people carry debt for most of their adult lives. Yet, most books on debt focus mainly on how to pay it all off, and live forever without it. Too often, following that advice leads only to failure. People either give up, or pay off the wrong kinds of debt. They strand themselves with too little flexibility to survive a financial crisis -- and land in bankruptcy court. They neglect saving for retirement, homes, or college, and end up poorer than they might have been. For most people, it’s more realistic -- and smarter -- to control and manage debt effectively, rather than eliminating it completely. Debt Smart shows how. Award-winning personal finance columnist Liz Weston explains the rules and explodes the myths surrounding debt. Discover the crucial role debt can play in a portfolio, identifying debts that actually contribute to wealth and flexibility, while avoiding or eliminating “toxic” debts. Weston presents effective strategies for evaluating, monitoring, and paying every form of debt, from credit cards and mortgages to student and auto loans. She offers practical guidelines for how much debt one should take on. Find realistic (and often surprising) guidance on everything from home equity loans and 401K borrowing to small business loans.
- Isn't debt-free the way to be?
Your debt management plan
Home equity borrowing
401(k) and other retirement plan loans
Loans you don't want to get
Dealing with a debt crisis
Putting your debt management plan into action.
- Includes index.
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